Pay over time with PayBright

We offer two payment plan options depending on your cart value for all purchases at Artists Within.
Just select PayBright at checkout. It’s simple and quick!


What is PayBright?

PayBright is Canada’s leading installment payment platform, providing shoppers with
buy now, pay later solutions at their favourite retailers, both in-store and online.

By selecting PayBright as a payment method at checkout, customers can enjoy their
purchase immediately, while spreading their payments over time.

General FAQ

Yes. You’ll need: 
- To be 18+ years old

- To be a resident of Canada
- A Canadian bank account, or a Visa/Mastercard credit/debit card (debit card must have the Visa or Mastercard logo)
- An SMS-capable Canadian phone number
- To meet the minimum cart size required to use PayBright as a payment option at checkout

You can use PayBright on Artists Within Makeup Academy's website. Currently it is not available in store.

PayBright currently accepts pre-authorized debits from your Canadian bank account, or a Visa/Mastercard credit/debit card. Debit cards must have the Visa or Mastercard logo. Please note that prepaid cards are not accepted.

Please reach out to the PayBright team and they will be happy to look into the options available. You can contact them using this contact form.

PayBright does not charge late fees, however, missing a payment will prevent you from being able to make future purchases using PayBright. For more information on late or NSF fees, please see this FAQ article on the PayBright help site.

Purchases made using PayBright are subject to Artists Within Makeup Academy's standard return policy. Any returns will be processed by Artists Within Makeup Academy, and your PayBright balance will be reduced, cancelled, or refunded accordingly. If Artists Within Makeup Academy has provided a refund to you via a gift card, you must still continue repaying your instalment plan in full. For information on returns, review Artists Within Makeup Academy’s return policy here.

For help with your payment plan or if you haven’t received your confirmation email, please contact PayBright via their website.

Please use an alternate payment method to complete your purchase.

You can find them here.

If your retailer offers PayBright, but you don’t see it as a payment option, please see this helpful FAQ article on the PayBright help site.

Sure, at any time! There are no penalties or fees for early repayments. To pay off your current balance, please send us a message here.

PayBright payment plans are available for orders from $50 to $15,000. For carts between $50 - $1,000 customers will have the Pay in 4 option, interest-free. For carts between $1,000 - $15,000, customers will pay monthly, subject to interest rates.

For more information on related fees, please see these helpful FAQ articles on the PayBright help site.

Please refer to the payment plan agreement for all of your payment schedule information.

For help with payment information, or if you haven’t received your PayBright email confirmation, please contact the PayBright team via their website.

No, you will not be charged. If you’ve already made a payment to PayBright and are owed a refund this may take up to 5-10 business days to appear on your bank account or credit card statement. If you have any questions about the refund process, please reach out to the PayBright team through this contact form.

Unfortunately, PayBright is not able to provide payment plans to every applicant. This could be due to the information on your credit file, or because PayBright was not able to verify your identity or your payment method. 

PayBright was not able to verify your identity through PayBright's electronic identification process. This security alert is put in place to bolster their security, providing peace of mind to our customers when making a purchase using PayBright. You can contact PayBright to verify your identity if you received this message by mistake.

Your login details to access your PayBright account are in the confirmation email sent to you when you first completed your transaction. Can’t find the details? Please contact the PayBright team.

Most authorizations are reversed within 24 hours, however this is ultimately up to your financial institution, and may take 5-10 business days to be reflected on your credit card statement.

For further information, please refer to PayBright’s FAQ page.

Choose from Pay in 4 OR Pay Monthly

Pay in 4

Carts between $50 - $1,000
4 automatic biweekly payments
(interest-free to customer)

Pay Monthly

Carts over $1,000
Choose between 3-24 monthly payments
(interest based on customer's credit quality)

Pay in 4

Buy Now, Pay Later with PayBright

4 biweekly, interest-free payments are automatically
charged to your Visa or Mastercard debit or credit card.
It’s simple and quick!


Why use Pay in 4?

No impact on credit score

Using a Pay in 4 PayBright payment plan won’t impact your credit score.

Quick and convenient checkout

Place your order quickly and easily by choosing PayBright as your payment choice at checkout. Simply enter a few details to complete your purchase.

Easy payments

PayBright will automatically debit payments from your chosen Visa or Mastercard debit or credit card, interest-free.

How do I use Pay in 4?


Shop

Browse Artists Within Makeup Academy and add your favourite finds to your shopping cart.

Select

When you reach checkout, choose PayBright as your payment method.

Checkout

Complete your purchase and pay later in 4 equal payments.

Pay

The remaining 3 payments are charged to your debit or credit card every two weeks.

Pay in 4 FAQ

If your basket is eligible for ’Pay in 4’ with PayBright, the option will be presented at checkout. After confirming your phone number, you’ll be sent an SMS message to confirm your identity. You’ll then set up your payment method with PayBright and accept the terms of your payment plan.

Using Pay in 4 will not affect your credit score.

PayBright is Canada’s leading installment payment provider. When you use PayBright to pay at Artists Within Makeup Academy's checkout, you can split your purchase into 4 biweekly interest-free payments.

To use PayBright as your preferred payment choice at checkout: 

1. Add items to your shopping cart as usual.
2. Choose PayBright at checkout and enter a few details.
3. Your purchase will then be split into 4 equal interest-free payments.

At checkout, you will set up 4 convenient, automatic pre-authorized payments that debited/charged your Canadian Visa/Mastercard debit/credit card.

If your order total changes for any reason, your payment plan will be adjusted accordingly.

Example of a $200 Purchase with Pay in 4

Purchase Amount Monthly Payment Number of payments Total Interest charges Total Processing Fees Total cost of Borrowing Total Repayment Amount Credit Rate
$200.00 $50.00 4 $0 $0 $0 $200.00 0%

*Please note that PayBright is an independent payment company and Artists With Makeup Academy has no influence over whether your payment with PayBright is accepted or not. If you have any trouble with your order, please contact PayBright via their website contact form.

Pay Monthly

Buy now, pay monthly with PayBright

Spread the cost of a purchase over $1000 into easy monthly payments*.
Just select PayBright at checkout.
*Subject to credit approval


Why use Pay Monthly?

Prequalify before you buy

Get your PayBright spending limit while you’re still shopping. Use the prequalify button beside the PayBright price widget on qualifying purchases.

Quick and convenient checkout

Place your order quickly and easily by choosing PayBright as your payment choice at checkout. Simply enter a few details to complete your purchase.

Easy payments

PayBright will automatically debit/charge monthly payments using your preferred payment method: a bank account or a Visa/Mastercard debit/credit card.

HOW DO I USE PAY MONTHLY?


SELECT PAYBRIGHT AT CHECKOUT

Shop at your favourite stores that offer PayBright and select us as your payment option at checkout.

GET SET UP

Use your mobile phone number to set up your PayBright plan within 60 seconds.

ENJOY YOUR PURCHASE!

Confirm your payment plan and then you’re done! Enjoy your purchase today and pay later.

Pay Monthly FAQ

If your basket is eligible for monthly payments with PayBright, the option will be presented at checkout. After confirming your phone number, you’ll be sent a one-time SMS password to confirm your identity. You’ll then enter a few details for an instant decision. If you’re approved, you will set up your repayment method with PayBright and accept the terms of your payment plan.

To learn more about PayBright and credit checks, please read this helpful FAQ article on the PayBright help site.

Pay Monthly interest rates vary between 0% to 19.95% depending on your personal credit profile. For more information on interest or fees, please see this helpful article on the PayBright help site.

PayBright is Canada’s leading installment payment provider. When you use PayBright to pay at Artists Within Makeup Academy's checkout, you can split your purchase into easy, automatic monthly payments.

To use PayBright as your preferred payment choice at checkout: 

1. Add items to your shopping cart as usual, and select PayBright as your payment method at checkout for orders between $1,000 and $15,000 (including taxes and shipping).
2. Get set up: Use your mobile phone number to set up your PayBright plan within 60 seconds.
3. Confirm your payment plan with PayBright. Artists Within Makeup Academy will process and ship your order as usual.
4. Make 3 to 24 monthly payments to PayBright while you enjoy your purchase.

PayBright will help you set up convenient, pre-authorized payments via your bank account or a Canadian bank account, or a Visa/Mastercard credit/debit card.

Example of a $3000 Purchase at 0% over 12 months with PayBright

Purchase Amount Monthly Payment Number of payments Total Interest charges Total Processing Fees Total cost of Borrowing Total Repayment Amount Credit Rate
$3,000.00 $250.00 12 $0 $0 $0 $3,000.00 0%

*Monthly payment amounts, interest, and loan terms depend on your personal credit profile. Some conditions apply. All transactions are subject to approval by PayBright. Monthly payments may include a processing fee of up to $6.95. Loan offers may vary for customers in the province of Quebec.

*Please note that PayBright is an independent payment company and Artists With Makeup Academy has no influence over whether your payment with PayBright is accepted or not. If you have any trouble with your order, please contact PayBright Customer Service.