Pay over time with Affirm

We offer two payment plan options depending on your cart value for all purchases at Artists Within.
Just select Affirm at checkout. It’s simple and quick!


What is Affirm?

Affirm is Canada’s leading installment payment platform, providing shoppers with
buy now, pay later solutions at their favourite retailers, both in-store and online.

By selecting Affirm as a payment method at checkout, customers can enjoy their
purchase immediately, while spreading their payments over time.

General FAQ

Yes. You’ll need to: 

- To Be a Canadian permanent resident or citizen
- To be 18 years of age in AB, MB, ON, PEI, QC, SK or 19 Years of age in BC, NB, NF, NT, NS, NU, YK.
- To make a minimum purchase of $500

You can use Affirm on Artists Within Makeup Academy's website. Currently it is not available in store.

Affirmcurrently accepts pre-authorized debits from your Canadian bank account, or a Visa/Mastercard credit/debit card. Debit cards must have the Visa or Mastercard logo. Please note that prepaid cards are not accepted.

Please reach out to the Affirm team and they will be happy to look into the options available.

Affirm does not charge late fees, however, missing a payment will prevent you from being able to make future purchases using Affirm. For more information on late or NSF fees, please see this FAQ article on the Affirm help site.

Purchases made using Affirm are subject to Artists Within Makeup Academy's standard return policy. Any returns will be processed by Artists Within Makeup Academy, and your Affirm balance will be reduced, cancelled, or refunded accordingly. If Artists Within Makeup Academy has provided a refund to you via a gift card, you must still continue repaying your instalment plan in full. For information on returns, review Artists Within Makeup Academy’s return policy here.

For help with your payment plan or if you haven’t received your confirmation email, please contact Affirm via their website.

Please use an alternate payment method to complete your purchase.

You can find them here.

If your retailer offers Affirm, but you don’t see it as a payment option, please see this helpful FAQ article on the Affirm help site.

Sure, at any time! There are no penalties or fees for early repayments. To pay off your current balance, please send us a message here.

Affirm payment plans are available for orders from $50 to $15,000. For carts between $50 - $1,000 customers will have the Pay in 4 option, interest-free. For carts between $1,000 - $15,000, customers will pay monthly, subject to interest rates.

For more information on related fees, please see these helpful FAQ articles on the PayBright help site.

Please refer to the payment plan agreement for all of your payment schedule information.

For help with payment information, or if you haven’t received your Affirm email confirmation, please contact the Affirm team via their website.

No, you will not be charged. If you’ve already made a payment to Affirm and are owed a refund this may take up to 5-10 business days to appear on your bank account or credit card statement. If you have any questions about the refund process, please reach out to the Affirm team through this their website

Unfortunately, Affirm is not able to provide payment plans to every applicant. This could be due to the information on your credit file, or because Affirm was not able to verify your identity or your payment method. 

Affirm was not able to verify your identity through Affirm's electronic identification process. This security alert is put in place to bolster their security, providing peace of mind to our customers when making a purchase using Affirm. You can contact Affirm to verify your identity if you received this message by mistake.

Your login details to access your Affirm account are in the confirmation email sent to you when you first completed your transaction. Can’t find the details? Please contact the Affirm team.

Most authorizations are reversed within 24 hours, however this is ultimately up to your financial institution, and may take 5-10 business days to be reflected on your credit card statement.

For further information, please refer to Affirm Affirm’s FAQ page.

Choose from Pay in 4 OR Pay Monthly

Pay in 4

Carts between $50 - $1,000
4 automatic biweekly payments
(interest-free to customer)

Pay Monthly

Carts over $1,000
Choose between 3, 6, or 12 monthly payments
(interest based on customer's credit quality)

Pay in 4

Buy Now, Pay Later with Affirm

4 biweekly, interest-free payments are automatically
charged to your Visa or Mastercard debit or credit card.
It’s simple and quick!


Why use Pay in 4?

No impact on credit score

Using a Pay in 4 Affirm payment plan won’t impact your credit score.

Quick and convenient

Place your order quickly and easily by choosing Affirm as your payment choice at checkout. Simply enter a few details to complete your purchase.

Easy payments

Affirm will automatically debit payments from your chosen Visa or Mastercard debit or credit card, interest-free.

How do I use Pay in 4?


Shop

Browse Artists Within Makeup Academy and add your favourite finds to your shopping cart.

Select

When you reach checkout, choose PayBright as your payment method.

Checkout

Complete your purchase and pay later in 4 equal payments.

Pay

The remaining 3 payments are charged to your debit or credit card every two weeks.

Pay in 4 FAQ

If your basket is eligible for ’Pay in 4’ with Affirm, the option will be presented at checkout. After confirming your phone number, you’ll be sent an SMS message to confirm your identity. You’ll then set up your payment method with Affirm and accept the terms of your payment plan.

Using Pay in 4 will not affect your credit score.

Affirm is Canada’s leading installment payment provider. When you use Affirm to pay at Artists Within Makeup Academy's checkout, you can split your purchase into 4 biweekly interest-free payments.

To use Affirm as your preferred payment choice at checkout: 

1. Add items to your shopping cart as usual.
2. Choose Affirm at checkout and enter a few details.
3. Your purchase will then be split into 4 equal interest-free payments.

At checkout, you will set up 4 convenient, automatic pre-authorized payments that debited/charged your Canadian Visa/Mastercard debit/credit card.

If your order total changes for any reason, your payment plan will be adjusted accordingly.

Example of an $800 Purchase with Pay in 4

Purchase Amount Bi-Weekly Payment Number of payments Total Interest charges Total cost of Borrowing Total Repayment Amount
$800.00 $200.00 4 $0 $0 $800

*Please note that Affirm is an independent payment company and Artists Within Makeup Academy has no influence over whether your payment with Affirm is accepted or not. If you have any trouble with your order, please contact Affirm via their website contact form.

Pay Monthly

Buy now, pay monthly with Affirm

Spread the cost of a purchase over $1000 into easy monthly payments*.
Just select Affirm at checkout.
*Subject to credit approval


Why use Pay Monthly?

Prequalify before you buy

Get your Affirm spending limit while you’re still shopping. Use the prequalify button beside the Affirm price widget on qualifying purchases.

Quick and convenient

Place your order quickly and easily by choosing Affirm as your payment choice at checkout. Simply enter a few details to complete your purchase.

Easy payments

Affirm will automatically debit/charge monthly payments using your preferred payment method: a bank account or a Visa/Mastercard debit/credit card.

HOW DO I USE PAY MONTHLY?


SELECT AFFIRM AT CHECKOUT

Shop at your favourite stores that offer Affirm and select us as your payment option at checkout.

GET SET UP

Use your mobile phone number to set up your Affirm plan within 60 seconds.

ENJOY YOUR PURCHASE!

Confirm your payment plan and then you’re done! Enjoy your purchase today and pay later.

Pay Monthly FAQ

If your basket is eligible for monthly payments with Affirm, the option will be presented at checkout. After confirming your phone number, you’ll be sent a one-time SMS password to confirm your identity. You’ll then enter a few details for an instant decision. If you’re approved, you will set up your repayment method with Affirm and accept the terms of your payment plan.

To learn more about Affirm and credit checks, please read this helpful FAQ article on the Affirm help site.

Pay Monthly interest rates vary between 0% to 31.99% depending on your personal credit profile. For more information on interest or fees, please see this helpful article on the Affirm help site.

Affirm is Canada’s leading installment payment provider. When you use Affirm to pay at Artists Within Makeup Academy's checkout, you can split your purchase into easy, automatic monthly payments.

To use Affirm as your preferred payment choice at checkout: 

1. Add items to your shopping cart as usual, and select Affirm as your payment method at checkout for orders between $1,000 and $15,000 (including taxes and shipping).
2. Get set up: Use your mobile phone number to set up your Affirm plan within 60 seconds.
3. Confirm your payment plan with Affirm. Artists Within Makeup Academy will process and ship your order as usual.
4. Make 3 to 24 monthly payments to Affirm while you enjoy your purchase.

Affirm will help you set up convenient, pre-authorized payments via your bank account or a Canadian bank account, or a Visa/Mastercard credit/debit card.

Example of an $800 Purchase at 15% over 12 months with Affirm

Purchase Amount Monthly Payment Number of payments Interest rate Total cost of Borrowing Total Repayment Amount
$800.00 $72.21 12 15% $66.52 $866.52

*Monthly payment amounts, interest, and loan terms depend on your personal credit profile. Some conditions apply. All transactions are subject to approval by Affirm. Loan offers may vary for customers in the province of Quebec.

Payment options through Affirm Canada Holdings Ltd. (“Affirm”). Your rate will be 0–31.99% APR (where available and subject to provincial regulatory limitations). APR offered is based on creditworthiness and subject to an eligibility check. Not all customers will be eligible for 0% APR. Payment options depend on your purchase amount, may vary by merchant, and may not be available in all provinces/territories. Actual payment option terms will be shown at checkout. A down payment (or a payment due today) may be required. Affirm accepts debit cards and PAD as forms of repayment on payment options. Select payment options may be eligible for repayment in the form of credit cards. Please review the terms and conditions of your credit card when using it as a form of repayment. Sample payment options may be: a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR, or 4 interest-free payments of $200 every 2 weeks. For more information, please see https://www.affirm.com/en-ca/how-it-works."

*Please note that Affirm is an independent payment company and Artists Within Makeup Academy has no influence over whether your payment with Affirm is accepted or not. If you have any trouble with your order, please contact Affirm Customer Service.